Can a Bank reject my request for instant EMI conversion, once I have placed an order on HomeShop18?


Approval of EMI is at the sole discretion of your credit card issuing Bank.

On placing an order at HomeShop18, the credit limit on your credit card shall be blocked to the extent of the full transaction amount. The credit limit will be released as and when the EMI is billed and paid for in subsequent months as per EMI plan.

Under certain conditions, your credit card issuing Bank may not approve your EMI conversion and your Bank will be entitled to demand immediate repayment of such consolidated outstanding amounts

Customers should contact their card issuing Bank for any EMI related issue related to purchases made with EMI scheme on HomeShop18

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